About Graham

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So far Graham has created 41 blog entries.

Probate Fees Increase – Latest Update

Latest news from STEP England and Wales probate applications can be submitted before IHT clearance, while new fee scale remains in limbo Thursday, 28 March, 2019 Personal representatives (PRs) have been told they can submit applications for probate before they receive clearance of their inheritance tax (IHT) ‘account’ from HMRC, in a temporary concession to [...]

What is Crypto Currency – why should you care?

Bitcoin. Ripple. Ethereum. Litecoin. Dogecoin. To some, these words look like gibberish, but the reality is, they are all different types of cryptocurrency. Cryptocurrency is digital money which uses encryption techniques to generate currency and verify the transfer of funds. It has been designed to be quicker, cheaper and more reliable than our regular government [...]

Who will get your pension benefits?

Over half of the population could be naively handing their inheritance to the wrong person. 54% of the population are unaware that their pension policy will be passed down to the person named on the policy, even if an updated will says otherwise. The study of more than 2,000 UK adults, completed by the Pheonix [...]

Do YOU have a will yet?

Rise of Will making in 2019? The Kings Court Trust announced in their second annual report in 2018 that under half (45%) of the adult population in Great Britain have a Will. This figure has increased by 6% compared to last year when the proportion was 39%. This is encouraging as it shows that the [...]

What is Estate Administration

Estate administration is the process of dealing with a person’s legal, financial and personal tax affairs after they have died. It involves far more than obtaining a Grant of Probate (Confirmation in Scotland) which is just one element of the process. It means dealing with all their assets, such as property, shares and personal possessions; [...]

Everyone has a WILL but is it the right one for you?

According to research by Royal London, more than 5 million people in the UK are confused by Wills and are not sure where to begin. Six in ten parents either do not have a Will or it is out of date. Whilst 34% of UK adults said an illness would prompt them to create a [...]


A recent report confirmed that following a complaint to the Advertising Standards Agency (ASA) a DIY Probate Pack’s Permanent Sale should be cancelled. In a time of austerity, with more people looking for ways to save money, after life planning resources like DIY Wills and DIY probate services have been on the increase. One online [...]

More legal challenges to Estate Planning, Wills, Pensions and Trusts.

Theresa May has announced that heterosexual couples in England and Wales can now legally enter into a civil partnership rather than marriage. For many, the institution of marriage represents gender inequality. For years the idea of dowries involved in marriage portrayed women as property being handed from father to husband. The thought of entering an [...]

The debate continues – to by-pass or not to by-pass?

Bypass trusts - following the changes to regulations in recent years, are they still providing value and benefits for estate planning. Given this flexibility to pay pension scheme death benefits through the generations, the question arises to whether there is still a need for the member to set up a pilot discretionary trust during their [...]

What happens to the house when someone dies?

One question that we frequently get asked is “What happens to a property when someone dies?” and it’s important that you understand the answer if you are administering a deceased person’s estate. This informative blog post looks at who is responsible for the property when an owner dies, what happens to the property and what [...]

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